In today's market, it is important that as a customer you have every financing option available to ensure you are getting the very best deal. With more than 35 years experience and a solid reputation among our lenders, Oasis Homes offers every program available to help you with your financing needs.
Home Only Loans
Do you own your own property, but do not wish to use it as collateral? Do you have a relative that will allow you to place your new home on their private property? Do you have access to rental space within a manufactured home community? If you answered "YES" to any of these questions, Oasis Homes has a lender that can be tailored to fit your needs. We are set up with EVERY home only lender that offers chattel financing.
The equity program offers a solution to customers who may have had some credit issues in the past, but have a large down payment. This program is only offered by select lenders, and Oasis Homes can help you achieve home ownership through this program.
The new Banner program is a specialized program that is a home only type of loan that is available to customers with credit scores as low as 575 and 10% down. If you are tired or renting, this program is a perfect solution!
Step Rate Program
The new step rate program is a great equity builder loan that allows the buyer to build equity much faster than regular non-conforming loans while keeping your payments low!
Land and Home financing
Do you own your own land or have a relative that will be gifting you property? If so, there is no better time to take advantage of interest rates that are at an all time low. We offer conventional loans, FHA loans, VA loans for our customers who have proudly served, and USDA (Rural Development Loans-SC Only) for our purchasers who have land that meets certain guidelines. The best part is you can do this loan for $0 down!
Many of our customers qualify for in house construction lending. Some restrictions do apply.